DIY Bankruptcy

Welcome to Securitized Bankruptcy Systems, your trusted partner in streamlined, do-it-yourself bankruptcy solutions. We empower individuals to confidently navigate the bankruptcy process with our state-of-the-art software, designed to comply with the specific rules and requirements of bankruptcy courts across all 50 states.
Why Choose Us?

Unlike generic, free downloadable forms that risk dismissal due to errors, our proprietary software ensures your bankruptcy forms are accurately prepared and tailored to your local court’s regulations. We eliminate the guesswork, providing you with professional-grade documents that meet stringent court standards.

As an ADA advocate, we are committed to ensuring that individuals with disabilities have equitable access to the services provided by Securitized Bankruptcy Systems. Their DIY bankruptcy software, designed to streamline the preparation of bankruptcy petitions for Chapters 7, 11, 12, and 13, is a powerful tool for financial relief. However, for those with disabilities, navigating this process can present unique challenges. We advocate for accommodations such as accessible software interfaces, screen-reader compatibility, and clear, simplified instructions to ensure compliance with the Americans with Disabilities Act (ADA). Additionally, we encourage Securitized Bankruptcy Systems to offer personalized support, such as extended customer service hours or alternative communication methods, to assist users with disabilities in completing their bankruptcy forms accurately and confidently. By prioritizing accessibility, we can empower all individuals, including those with disabilities, to take control of their financial future through this user-friendly platform.

Our Seamless Process
Credit Report Analysis: We begin by pulling your credit report to automatically generate your bankruptcy schedules.
Corrections & Customization: If inaccuracies are found, we provide a secure link for you to correct your credit report, input income and assets, and address disputed creditor claims.
Court-Specific Formatting: Our software populates forms according to your local bankruptcy court’s rules, ensuring compliance and accuracy.
Delivery: Once completed, your finalized bankruptcy documents are emailed to you, ready for filing.
Specialized Support for Fraudulent Foreclosures

For those facing mortgage disputes, we recommend obtaining a title report from your local title company as a critical first step. Our process is designed to support you in protecting your rights and assets.
With Securitized Bankruptcy Systems:, you gain peace of mind knowing your DIY bankruptcy is backed by precision, compliance, and expertise. Start your journey to financial relief today.

Documents are prepared for homeowners to file Pro Se in the Bankruptcy Federal District. Costs as follows;

COSTS

• Chapter 7 bankruptcy costs "$550.00" (Mortgage litigation requires a Chapter 11, 13)

• Chapter 13 Cram-down Lien Strip cost "$850.00"

• Chapter 11 Petition "$1,050.00"

• Federal Lawsuit against a Lender Mortgage, includes asking for "Quiet Title" and other fraud actions, $1,050.00"

• Each Adversary Proceeding (AP) Proof of Creditor Claim "$850.00" per completion of each proceeding, Proving NO      Corporate Ownership.

• Objection/Objection to Notice of Appearance by Mortgage Servicer "$250.00"

• Objection to Motion to Dismiss from U. S. Trustee or Creditor "$250.00"

• Motion to dismiss case "$250.00

• Motion to strike claim "$250.00"

• Motion for Discovery "$250.00"

• Subpoena Duces Tecum for document evidence "$150.00"

• Completed Proof of Claim for the U. S. Trustee under The US Trustee to examine under § 704(a)(5) demand directed towards purported Mortgage Servicer "$150.00"

• Motion to extend time "$150.00"

• Order Setting Hearing On Motion To Hold Plan Confirmation And Related Deadlines In “Abeyance” “150.00”

• Motion and hearing request for the ADA Disability Court special accommodations of "$150.00"

• Motion for a request to E-File "$150.00"

• Joinder Docket joins witnesses and parties to the case "$150.00"

• "En-Banc " if needed, a "Sua Sponte Rehearing" *$850.00"

• Appeal to BAP Court "$850.00"

• Injunction against Non-Creditor, Mortgage Servicer, or other "$850. 00"

• Petition for Writ of Certiorari "$850.00"

• Petition for "Nunc Pro Tunc" Judgement order "$850.00"

• Motion to reopen Bankruptcy "$550.00"

• Motion to reinstate auto stay 11 U.S. C 362 "$550.00"

• After foreclosure rights of redemption filing section 7425(d) and (c)(2)"$250. 00"Court filing cost

  Court charges "$320.00" to "$340.00" for Court Fees (Fee waivers can be provided for the disabled)

Securitized Bankruptcy Systems: Professional Bankruptcy Filing and Document Preparation Services Contact Us: SBSBankruptcy@att.net Learn More: Story of Home Foreclosure Fraud Bankruptcy Petition Requirements Download the necessary documentation checklist for your bankruptcy petition:

Download Petition Requirements Mandatory Federal Bankruptcy Classes Complete the required two federal bankruptcy courses at a discounted rate using our code: BTX95540.

Enroll here: Bankruptcy Certification Courses: https://www.bkcert.com/

Our Services: Securitized Bankruptcy Systems provides comprehensive solutions for individuals and businesses filing for bankruptcy under Chapters 7, 11, 12, and 13. Our professional platform streamlines the preparation of bankruptcy petitions, ensuring accuracy and compliance with federal requirements. With our user-friendly Jubilee client portal, you can securely upload documents, and we will generate a professionally prepared petition, delivered to you via email for filing in your local Federal Bankruptcy Court. Key Features: Generate official bankruptcy forms in PDF format.

Calculate exemptions and Chapter 13 plan payments. Flexible billing options: time-and-expense or flat fee. Pro Se Bankruptcy Filing We empower homeowners to file for bankruptcy as Pro Se litigants (without an attorney) by preparing all necessary documents for submission to the Federal and District Bankruptcy Courts. Our services ensure your petition is completed accurately, saving you time and reducing the complexity of the filing process. Legal Compliance and Consumer Protection Under the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) of 2005, the U.S. Trustee is required to validate debts pursuant to 11 U.S.C. § 102(2). False or defective claims, including those made in bad faith, may violate federal statutes, including: 18 U.S.C. § 152(4) (False Claims) 18 U.S.C. §§ 152, 157, and 3571 11 U.S.C. § 102(2) (Claims Against the Debtor or Property) Securitized Bankruptcy Systems is committed to helping clients navigate these regulations and protect their rights during the bankruptcy process. Take Control of Your Financial Future. With Securitized Bankruptcy Systems, you gain access to professional document preparation and support tailored to your needs. Start your bankruptcy filing process today with confidence. Note: Costs for document preparation and filing services are available upon request. Please contact us for details. You are filing DIY as a Pro Se with no attorney, with what we write and process for the Bankruptcy court.

Payment and Bankruptcy Filing Instructions
To proceed with your bankruptcy filing for Chapters 7, 11, or 13, please use the Venmo barcode scan provided below for secure payment. After completing your payment, send an email to SBSbankruptcy@att.net with your bankruptcy request. You will receive a personalized bankruptcy link to input your creditor information.
For the most accurate filing, we recommend running reports from all three major credit bureaus to ensure no creditors are overlooked. If you are facing an imminent foreclosure sale, we advise initiating this process promptly to avoid delays.

Our team is experienced in addressing issues related to extrinsic fraud, deception, and misrepresentation by mortgage servicers and law firms enforcing their proof of claim within your bankruptcy. For further assistance, please contact us at SBSbankruptcy@att.net.

Adversary Proceeding (AP) Overview
An Adversary Proceeding (AP) is a distinct lawsuit filed within a bankruptcy court, separate from but related to the primary bankruptcy case. Similar to a civil lawsuit, it involves one or more plaintiffs filing a complaint against one or more defendants, with the parties engaged in an adversarial relationship.
False Claims Under 18 U.S.C. § 152(4).

Section 152(4) of Title 18 addresses the offense of submitting a false bankruptcy claim. A "claim" refers to a document filed by a creditor in a bankruptcy proceeding. If a secured creditor fails to submit a valid Proof of Claim and Proof of Corporation Ownership of the Note, the debtor may not be required to make payments toward secured debts, such as a home or vehicle, during the repayment plan. Debtors are advised to file a Proof of Claim concurrently with the bankruptcy petition. Creditors must provide a complete loan history, including the initial debt amount and payment records, to validate their claim. Failure to do so may result in the creditor being deemed illegitimate and removed from the case.

Chapter 7 Bankruptcy and IRS Deficiency Taxes
A Chapter 7 bankruptcy can be utilized to discharge IRS deficiency taxes following a foreclosure, as unpaid loans are considered taxable income by the IRS. Filing for Chapter 7 before IRS penalties are imposed is critical, as bankruptcy cannot discharge IRS debts once fines are assessed.

Requirements for Listing Creditors in Chapter 7 or Chapter 13 Bankruptcy
To ensure compliance and a successful bankruptcy process, debtors must adhere to the following:

Complete Bankruptcy Forms: List all creditors, including the amounts and nature of their claims, in the bankruptcy schedules.

Notify Creditors: Accurate listing ensures the court can properly notify creditors by mail.

Address All Debts: All debts must be included in a Chapter 13 repayment plan.

Maintain Honesty: Omitting a debt may prevent its discharge, and dishonest actions could lead to the denial of the debtor’s discharge.
Asset Disclosure

Debtors are required to list all assets in their bankruptcy schedules to ensure transparency and compliance with bankruptcy regulations.
Disclaimer and Service Information

Our Do-It-Yourself (DIY) system is designed to assist homeowners and bankruptcy filers in preparing their cases. This service is not profit-driven and is intended to provide affordable document preparation support. Payments received cover the following:

A bankruptcy packet tailored for DIY filers, enabling data entry that populates professional, court-accepted forms specific to your local bankruptcy court.

A soft-hit credit report to assist in accurately populating your forms.

A bankruptcy software license dedicated to your case.
PACER.gov fees to monitor your bankruptcy case.

Proofreading services to ensure document accuracy.

No refunds will be provided due to the costs incurred in providing these services.

We support pro se litigants in disputing fraudulent mortgages through document preparation services. We are not attorneys, do not provide legal advice, and cannot represent clients in legal matters. Consumers are protected by law against violations by document preparation services. Please note that we do not offer electronic filing services. Prepared documents must be printed and filed in person at the Federal Bankruptcy Court, though some jurisdictions may permit pro se litigants to e-file electronically.

For further information or to begin the document preparation process, please contact us.